Jacksonville, Florida
Start with what happened.
You do not need to know the legal category before reaching out. We help Jacksonville policyholders and injured people understand what comes next after insurance disputes, property damage, crashes, and serious injuries — never representing insurers.
Practice areas
Choose the kind of help you need.
Most Jacksonville matters begin in one of these three areas. Choose the closest fit, or start a free review if you are unsure.
Personal Injury
Accidents, falls, serious injuries, and the insurance recovery that follows harm.
View personal injury →
Auto Accidents
Car, truck, and motorcycle crashes, including fault disputes, PIP, and injury claims.
View auto accidents →
Property Damage
Denied, delayed, or underpaid property and insurance claims for policyholders — never insurers.
View property claims →Start with the problem
You do not have to diagnose the case.
Choose the problem that feels closest to what happened. It does not need to be exact; a free review can help clarify the issue and the next step.
Insurance
My claim was denied or underpaid.
Denied, delayed, disputed, or underpaid property and insurance claims for policyholders.
Review my case →Storm
A hurricane, wind, or hail event caused damage.
Storm, wind, and hurricane property losses, including underpaid or reopened claims.
Review my case →Water
A leak or flood caused damage.
Sudden leaks, pipe bursts, and water intrusion — and the coverage questions that follow.
Review my case →Mold
I found mold after water intrusion.
Mold claims often turn on the source of the damage, policy language, and timing.
Review my case →Fire / Roof
There is fire, smoke, roof, or structural damage.
Fire, smoke, roof, and structural losses, from documentation through the claim.
Review my case →Injury
I was hurt in a crash or injury incident.
Crashes, serious injuries, and complex care-related harm, including the insurance side.
Review my case →Local presence
A downtown Jacksonville office when you need clear direction.
Many reviews can begin by phone or online. If an in-person meeting becomes helpful, our downtown Jacksonville office is here.
Jacksonville Office
210 E Forsyth St
Jacksonville, FL 32202
Insurance
Denied, delayed, disputed, or underpaid claims.
Damage
Storm, water, mold, fire, roof, and property losses.
Injury
Accidents, serious injuries, and complex care-related harm.
Client reviews
Clear answers during stressful moments.
Video testimonials
Hear the story, not just the star rating.
Timing matters
Florida deadlines change by claim type.
These are common starting points, not a substitute for legal advice. The safest next step is to let the firm review the facts, policy language, parties involved, and date of loss or injury.
Injury & negligence
Common Florida injury timing
Property & insurance
Common Florida property timing
Do not guess the deadline. The correct limitations period can depend on the facts, policy language, cause of action, date of loss or discovery, defendant, notice rules, and exceptions such as tolling, minors, fraud, government entities, and pre-suit requirements. A free review helps identify what needs to be protected before time becomes the problem.
Deadline snapshot
Get a rough timing window before you wait too long.
This tool is intentionally conservative and educational. It uses the date you enter to show a rough deadline snapshot for common Florida claim types. Real deadlines can change based on policy language, discovery, tolling, notice, prior claim activity, government defendants, minors, fraud, and other facts.
Choose a type and date.
The snapshot will appear here. Do not rely on this alone for a real claim deadline.
Planning references only. Based on current Florida statute concepts for common claim categories and must be attorney-reviewed before anyone relies on a date. This is not legal advice and does not create an attorney-client relationship.
What happens next
Three simple steps.
Tell us the basics.
A short explanation is enough to start. You can add photos, letters, estimates, and documents later.
We review the situation.
We look at the type of claim, urgency, documents, damage, injuries, and possible next steps.
You get clear direction.
If we can help, you will know what comes next. If not, you still leave with clearer direction.
Meet the attorneys
Clear guidance for insurance, property, and injury matters.
Whether your matter starts with damaged property, a denied claim, or a serious injury, our attorneys focus first on what happened, what needs to be documented, and what deadlines may apply.
David M. Graham, Esq.
Founder & Lead Attorney
Insurance and injury-focused counsel helping people navigate claims, coverage issues, and recovery after serious losses.
Thomas Eross, Jr., Esq.
Attorney at Law
Focused on helping clients understand what matters, what to document, and how a claim may move forward.
Jacksonville case review
Start with one conversation.
Tell us what happened, where it happened, and what has happened so far. The next step can be simple.
Start here
Free Case Review
Areas served
Communities we help around Jacksonville.
You may not need to visit an office to begin. We also review matters from nearby Northeast Florida communities and connect them with the Jacksonville office when appropriate.
- Northeast FloridaClosest office: Jacksonville
- Orange Park, Ponte Vedra, St. Augustine, Atlantic Beach, Neptune Beach, and the Jacksonville Beaches.
- Nassau & Clay areasClosest office: Jacksonville
- Fernandina Beach, Middleburg, and surrounding communities.
Areas served are communities the firm may be able to help, not physical office locations. Whether we can assist depends on the state, facts, claim type, and attorney review.
Jacksonville FAQ
Questions before you reach out.
Clear answers about the Jacksonville office, partial approvals, what to bring, and the cost of an initial review.
Not necessarily. Many first conversations can start by phone or online. The downtown office simply gives local clients a clear place to connect with the firm.
Partial approvals can still leave major damage unpaid. If the estimate does not match the real scope of repairs, it may be worth having the claim reviewed.
Bring whatever you have: photos, letters, estimates, claim numbers, medical records, bills, reports, or notes. You do not need everything before reaching out.
Yes. Free case review. No upfront cost to find out whether we can help, and to understand what a next step could look like.
No. David Graham Insurance Lawyers, P.A. represents policyholders and injured people — never insurance companies. That focus is the same across every location.
Jacksonville case review
Start with what happened.
Tell us where the issue happened and what type of claim you have. We’ll help you identify a clear next step.